Last Updated: 1/16/2025

Terms & Conditions

Welcome to Long Financial Services, LLC and/or its affiliates (“Long Financial”) provide website features, access to third-party products and services to you when you visit or shop at www.longfsg.com, use Long Financial products or services, use Long Financial applications for mobile, or use software provided by Long Financial in connection with any of the foregoing (collectively, “Long Financial Services”). Long Financial provides these services subject to the following conditions.

Agreeing to These Terms & Conditions

We offer a range of services depending on your needs. Individuals come to www.longfsg.com to both post and purchase content. A majority of these Terms and Conditions will apply to both individuals and suppliers. In some cases, the responsibilities of individuals purchasing content and suppliers providing content vary. If these Terms and Conditions are inconsistent with specific Service Terms, those Service Terms will apply.

IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE & SALE (THESE “TERMS”) BEFORE ACCESSING, USING, OR SUBSCRIBING OR PLACING AN ORDER OVER [WEBSITE ADDRESS] OR OTHER OF OUR SITES OR ONLINE RESOURCES WHICH LINK TO THESE TERMS.

THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES INCLUDING ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION (SEE SECTIONS 10, 14, 15, AND 16). ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 16. THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT.

General Use

The use of longfsg.com or other sites or online resources to which these Terms are linked (each, a “Website”), owned and maintained by Long Financial Services, LLC (“Long Financial,” “we,” “our,” “us”), are governed by these Terms. We offer the Website, including all information, tools, and services available from the Website to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated herein. By accessing, using, subscribing, or placing an order over the Website, you and your business (including any sub-users you may have) agree to the terms and conditions set forth herein. If you do not agree to these Terms in their entirety, you are not authorized to use the Website in any manner or form whatsoever.

THIS IS A BINDING AGREEMENT. THESE TERMS TOGETHER WITH OUR PRIVACY STATEMENT FORM A LEGALLY BINDING AGREEMENT (THE “AGREEMENT”) BETWEEN YOU AND YOUR BUSINESS (“YOU”) AND LONG FINANCIAL. THIS AGREEMENT GOVERNS YOUR ACCESS TO AND USE OF THE WEBSITE AND THE SERVICES PROVIDED BY [SHORTENED COMPANY NAME], ANY ORDER YOU PLACE THROUGH THE WEBSITE, BY TELEPHONE, OR OTHER ACCEPTED METHOD OF PURCHASE AND, AS APPLICABLE, YOUR USE OR ATTEMPTED USE OF THE PRODUCTS OR SERVICES OFFERED ON OR AVAILABLE THROUGH THE WEBSITE. PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Long Financial reserves the right to update and change, from time to time, these Terms and all documents incorporated by reference by posting updates and/or changes to our Website. It is your responsibility to check this page periodically for changes. You can find the most recent version of these Terms www.longfsg.com Use of the Website after such changes constitutes acceptance of such changes. Any new features or tools which are added to the current Website shall also be subject to the Terms.

Table of Contents

Website Use

Website User Conduct and Restrictions-License Terms Our Privacy Statement and Your Personal InformationInformation

You Provide; Registration; Passwords; Prohibition Against Hosting Third-Party Agency AccountsOrder Placement and Acceptance Refunds Subscription Terms and Automatic PaymentShipping FeesProducts, Services, and Prices Available on the WebsiteDisclaimer – your individual results will varyYour Responsibilities Running A BusinessTestimonials, reviews, and pictures/videosCompliance with the law, including commitment against harassment and interference with othersDisclaimers of other warrantiesLimitations of liabilitiesDispute resolution by mandatory binding arbitration and class action waiver Long Financial. Additional RemediesIndemnificationNotice and Takedown Procedures; Copyright AgentsThird-Party LinksTerminationNo WaiverGoverning Law and VenueForce Majeure Assignment Electronic SignatureChanges to the AgreementYour Additional Representations and Warranties Sever ability Entire AgreementContacting Us

SECTION 1 – Website Use

The Website is intended for businesses operated by adults. If you use the Website, you are affirming that you are at least 18 years old or the legal age of majority in your Texas of residence (whichever is greater), operate a business, have the legal capacity to enter into a binding contract with us, and have read this Agreement and understand and agree to its terms.

SECTION 2 – Website User Conduct and Restrictions-License Terms

All aspects of our Website are protected by U.S. and international copyright, trademark, and other intellectual property laws, including all content, information, design elements, text material, logos, taglines, metatags, hashtags, photographic images, testimonials, personal stories, icons, video and audio clips, and downloads. No material on the Website may be copied, reproduced, distributed, republished, uploaded, displayed, posted, or transmitted in any way whatsoever. The Long Financial trademark and logo are proprietary marks of Long Financial, and the use of those marks is strictly prohibited. Nothing herein gives you the right to use, copy, register as a domain name, reproduce, or otherwise display any logo, tagline, trademark, trade name, copyrighted material, patent, trade dress, trade secret, or confidential information owned by Long Financial.

Subject to your continued strict compliance with all Terms, Long Financial provides to you a revocable, limited, non-exclusive, royalty-free, non-sublicenseable, non-transferable license to use the Website. You acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws.

SECTION 3 – Our Privacy Statement and Your Personal Information

We respect your privacy and the use and protection of your non-public, personal information. Your submission of personal information through the Website is governed by our Privacy Statement. Long Financial reserves the right to modify its Privacy Statement in its reasonable discretion from time-to-time. Our Privacy Statement is incorporated into this Agreement by reference.

SECTION 4 – Information You Provide; Registration; Passwords

As a Long Financial user, you will be required to create an account with Long Financial. You warrant that the information you provide us is truthful and accurate, and that you are not impersonating another person. You are responsible for maintaining the confidentiality of any password you may use to access your Long Financial user account, and you agree not to transfer your password or username, or lend or otherwise transfer your use of or access to your user account, to any third party. You are fully responsible for all transactions with, and information conveyed to, Long Financial.

SECTION 5 – Order Placement and Acceptance

If you order a service or product, payment must be received by us before your order is accepted. We may require additional information regarding your order if any required information was missing or inaccurate, and may cancel or limit an order any time after it has been placed. Your electronic order confirmation, or any form of confirmation, does not signify our acceptance of your order. You must contact us immediately at [support email] to modify or cancel your pending order. We cannot guarantee that we will be able to amend your order in accordance with your instructions.

All items are subject to availability. We will notify you if any item is not available, the expected availability date, and may offer you an alternative product or service. If the availability of any product or service is delayed and you do not wish to substitute the product or service, upon your request, we will cancel your order and if previously charged, your payment card will be fully refunded for that specific order. We reserve the right to limit the sales of our products and services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis at our sole and exclusive discretion.

Your purchase order of products and other services is conditioned on you re-affirming your acceptance of this Agreement.

All advertised prices are in, and all payments shall be in, U.S. Dollars.

SECTION 6 – Refunds

Long Financial has no refund or exchange policy for digital products. As our services are delivered electronically, they are deemed "used" after being emailed, downloaded, and/or opened.

If you are not satisfied with our services, your only recourse is to unsubscribe from using the services. If you choose to stop using our services before the end of your billing cycle, you understand and accept that we will not be able to offer a refund, whether partially or in full, for the remaining part of your cycle.

For emphasis, we do not provide refunds, credit, or prorated billing for any canceled subscription. If you wish to cancel your subscription, please email: [email protected]. You must complete a cancellation survey form prior to having your subscription canceled; failure to submit your survey in a timely manner may result in you being liable for the next billing cycle. Once your survey has been received our customer service can begin to process your cancellation request.

SECTION 7 – Subscription Terms and Automatic Payments

A Long Financial user is responsible for paying all sums due in connection with their monthly subscription in accordance with these Terms. The first fee payable is due when the user account is set up and payment of the monthly fee is a condition of access, or after your free trial ends and you have not canceled the automatic subscription with us. Every calendar month, your account will be charged the subscription fee plus applicable tax for the following month’s subscription, together with any other fees for the following month’s subscription plus any accumulated charges for the past period (collectively “Fees”).

Failure by the Long Financial user to use any of the services available through the service provided by Long Financial does not relieve the user of their payment obligations under these Terms. Users can pay by credit card or debit card. Payment details shall be collected by us through our secure financial data collection mechanism. You acknowledge and agree that we hold data relating to the transaction, including the last four digits and the expiration date of the card used to purchase the products or services together with details on when payment is due.

You further acknowledge and agree that payments are due on a recurring basis in accordance with the payment terms for the specific service purchased (unless the subscription is canceled in accordance with these Terms) and therefore authorize the automatic payment collection terms applicable to that specific service (e.g., on a monthly basis and for a specific amount).

SECTION 8 – Shipping Fees

Unless otherwise stated on the Website at the time of purchase, if we ship you a physical product, we reserve the right to add applicable shipping and handling fees to your order. Unless otherwise stated, we will use commercially reasonable efforts to fulfill your order within a reasonable time after receipt of your properly completed and verified order. Accurate shipping address and phone number information are required. Although we may provide delivery or shipment timeframes or dates, such dates are good-faith estimates and are subject to change. If your order will be delayed, we will contact you at the email address you provided when placing your order. If we are unable to contact you or you would like to cancel your order, we will cancel the order and refund the full amount charged. We shall not be liable for any loss, damage, cost, or expense related to any delay in shipment or delivery caused by any third-party carrier or other delivery service not owned or controlled by us. The risk of loss and title for such items pass to you upon our delivery to any third-party carrier.

SECTION 9 – Products, Services, and Prices

Products, services, and prices are generally posted at the following URL, but are subject to change: www.longfsg.com. Long Financial reserves the right, without notice, to discontinue products or services or modify specifications and prices on products and services without incurring any obligation to you. Except as otherwise expressly provided for in these Terms, any price changes to your subscription or purchase of product(s) or services will take effect following email notice to you.

Price changes are effective on the first day of the month after the price change is posted. By accessing, using, subscribing, or placing an order over the Website, you authorize Long Financial to charge your account in the amount indicated for the value of the services you select, including any future price changes. If you request a downgrade in services, the downgrade (and corresponding price reduction) will become effective on the first day of the month following your requested downgrade. By your continued use of Long Financial services, and unless you terminate your subscription as provided herein, you agree that Long Financial may charge your credit card monthly for the products and services you have selected, and you consent to any price changes for such services after email notice has been provided to you.

Long Financial takes reasonable steps to ensure that the prices set forth on the Website are correct, and to accurately describe and display the items available on the Website. If the correct price of our product is higher than its stated price, we will, at our discretion, either contact you for instructions before shipping or cancel your order and notify you of such cancellation.

When ordering products or services, please note that Long Financial does not warrant that product descriptions or other content of any Long Financial Service is accurate, complete, reliable, current, or error-free. All sales are deemed final except as provided otherwise. Long Financial descriptions of, or references to, products or services not owned by Long Financial do not imply endorsement of that product or service, or constitute a warranty by Long Financial.

SECTION 10 – Disclaimer – Your Individual Results Will Vary

Every online business is different, employing different strategic approaches and organizational structures, and offering different products and services. Therefore, individual results will vary from user to user. YOUR BUSINESS’ INDIVIDUAL RESULTS WILL VARY DEPENDING UPON A VARIETY OF FACTORS UNIQUE TO YOUR BUSINESS, INCLUDING BUT NOT LIMITED TO YOUR CONTENT, BUSINESS MODEL, AND PRODUCT AND SERVICE OFFERINGS.

Long Financial does not promise, guarantee, or warrant your business’ success, income, or sales. You understand and acknowledge that Long Financial will not at any time provide sales leads or referrals to you or your business. Those businesses who purchase our products or services will receive access to software and tools that may aid in business operations; however, we do not guarantee your business' success and based upon many market factors that we cannot control, the software and tools we provide may or may not be applicable in some situations but not others. Also, we do not offer any tax, accounting, financial, or legal advice. You should consult your business’ accountant, attorney, or financial advisor for advice on these topics.

SECTION 11 – Your Responsibilities in Running Your Business

You represent and warrant that you operate a business in good standing and agree that there are no prior or pending government investigations or prosecutions against you or your business. You also agree that you and your business will only use Long Financial’s products and services for lawful purposes and that you shall not use such products or services, whether alone or in connection with other software, for any unlawful or harmful purpose.

You are solely and exclusively responsible for complying with all applicable laws and regulations in running your business, including, but not limited to, all laws governing advertising and marketing claims, subscriptions, refunds, premium offers, tax laws, and all additional laws applicable to your business.

SECTION 12 – Testimonials, Reviews, and Pictures/Videos

Long Financial is pleased to hear from users and customers and welcomes your comments regarding our services and products. We may use testimonials and/or product reviews in whole or in part together with the name, city, and state of the person submitting it. Testimonials may be used for any form of activity relating to Long Financial services or products, in printed and online media, as Long Financial determines in its sole and exclusive discretion. Testimonials represent the unique experience of the participants and customers submitting the testimonial, and do not necessarily reflect the experience that you may have using our services or products.

SECTION 13 – Compliance with the Laws, Including Commitment Against Harassment and Interference with Others

As a Long Financial user, you must comply with all laws, both U.S. and foreign, including, but not limited to, laws prohibiting deceptive and misleading advertising and marketing, e-mail marketing laws (including the federal CAN-SPAM Act), telemarketing laws (including the federal Telephone Consumer Protection Act and the Federal Trade Commission’s Telemarketing Sales Rule), laws governing testimonials, and/or any similar laws. You are solely responsible for ensuring their compliance with all applicable laws and regulations.

SECTION 14 – Disclaimers of Other Warranties

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW:

THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS”, “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO, AND EXPRESSLY DISCLAIM ANY AND ALL, REPRESENTATIONS AND WARRANTIES AS TO THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY, AND/OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE.

SECTION 15 – Limitations of Liabilities

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, IN NO EVENT SHALL [SHORTENED COMPANY NAME] OR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, INDEPENDENT CONTRACTORS, AND/OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER DAMAGES, FEES, COSTS, OR CLAIMS ARISING FROM OR RELATED TO THIS AGREEMENT, THE PRIVACY STATEMENT, THE SERVICES OR PRODUCTS, YOUR OR A THIRD PARTY’S USE OR ATTEMPTED USE OF THE WEBSITE OR ANY SOFTWARE, SERVICE, OR PRODUCT, REGARDLESS OF WHETHER [SHORTENED COMPANY NAME] HAS HAD NOTICE OF THE POSSIBILITY OF SUCH DAMAGES, FEES, COSTS, OR CLAIMS.

SECTION 16 – Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver

PLEASE READ THIS ARBITRATION PROVISION CAREFULLY TO UNDERSTAND YOUR RIGHTS. EXCEPT WHERE PROHIBITED BY LAW, YOU AND YOUR BUSINESS AGREE THAT ANY CLAIM THAT YOU OR YOUR BUSINESS MAY HAVE IN THE FUTURE MUST BE RESOLVED THROUGH FINAL AND BINDING CONFIDENTIAL ARBITRATION. YOU ACKNOWLEDGE AND AGREE THAT YOU ARE WAIVING THE RIGHT TO A TRIAL BY JURY. THE RIGHTS THAT YOU AND YOUR BUSINESS WOULD HAVE IF YOU WENT TO COURT, SUCH AS DISCOVERY OR THE RIGHT TO APPEAL, MAY BE MORE LIMITED OR MAY NOT EXIST. YOU AGREE THAT YOU MAY ONLY BRING A CLAIM IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF (LEAD OR OTHERWISE) OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. YOU FURTHER AGREE THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS OR CLAIMS OR OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.

SECTION 17 - Long Financial's Additional Remedies

In order to prevent or limit irreparable injury to Long Financial, in the event of any breach or threatened breach by you of the provisions of this Agreement or any infringement or threatened infringement by you of the intellectual property of Long Financial or a third-party, Long Financial shall be entitled to seek a temporary restraining order and preliminary and permanent injunctions or other equitable relief from a court of competent jurisdiction restraining such breach, threatened breach, infringement, or threatened infringement. Nothing in this Agreement shall be construed as prohibiting Long Financial from pursuing in court any other remedies available to it for such breach or threatened breach, including the recovery of monetary damages from you.

SECTION 18 - Indemnification

You agree to defend, indemnify, and hold harmless Long Financial, its officers, directors, employees, agents, licensors, and suppliers, from and against all claims, actions, demands, liabilities, and settlements, including, without limitation, reasonable legal and accounting fees, arising from or related to your violation of this Agreement or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.

SECTION 19 - Notice and Takedown Procedures; Copyright Agents

Long Financial respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please follow our Copyright Notice procedure for complaints. We will respond to all such notices, including as required or permitted by the Digital Millennium Copyright Act (DMCA).

SECTION 20 - Third-Party Links

The Website may include links to other websites or resources. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such sites.

SECTION 21 - Termination

Long Financial may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your Long Financial account (if you have one), you may simply discontinue using the Website. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

SECTION 22 - No Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Any waivers of any provision of these Terms will only be effective if in writing and signed by an authorized representative of Long Financial.

SECTION 23 - Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of Texas without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

SECTION 24 - Changes

Long Financial reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

SECTION 25 - Disclosure Statement

Any report, eBook, PDF, or blog is for informational purposes only and is based on the inputs and assumptions provided by you, along with current tax laws and investment data. All figures, including tax estimates and projected values, are hypothetical and not guaranteed. They are subject to change based on market conditions, tax law amendments, and individual circumstances. You should not rely solely on this document for tax, legal, or financial decision-making. We strongly recommend consulting with a qualified tax advisor, financial planner, or legal professional to address your specific situation. Withdrawals from certain accounts, such as Roth or tax-deferred accounts, may be subject to age-related penalties or holding period requirements. Please review the terms of these accounts with a financial professional. Past performance is not indicative of future results. Projections in this report do not constitute a promise or guarantee of financial outcomes.

SECTION 26 - Contact Information

If you have any questions about these Terms, please contact us at [email protected]